Personal finance, organized

Take Control of Your Money. All in One Place.

Control Total helps you track your income and expenses, connect your financial accounts, understand your spending, and get AI-powered insights to make smarter financial decisions.

Manual tracking is free. No bank connection required.

Control Total

Example

This month

Income

Expenses

Top categories

  • Housing
  • Food
  • Transport
  • Bills

“Where did I spend the most this month?”

Interface example — not your data.

Your Financial Life Shouldn’t Be Scattered Across Different Apps.

Most people are not missing information — they are missing one place to look. Balances, movements and decisions live in separate apps, and the picture only becomes clear when you sit down and rebuild it by hand.

What it looks like today

  • Bank accounts in different places
  • Credit cards with different due dates
  • Income from more than one source
  • Recurring subscriptions you forget about
  • Bills and everyday expenses
  • Credit information in yet another login

What Control Total does

Control Total brings those activities into one organized experience: you record or sync your movements, it groups them, and you see your real position in a single dashboard.

  • One transaction history instead of five apps
  • Spending grouped by category, account and period
  • Upcoming bills and subscriptions in the same place
  • A balance and totals you can trust to be current

How it works

Four steps, one place to look.

You can start with manual tracking and connect your banks later — the app works either way.

  1. 1

    Connect

    Connect your financial accounts securely.

  2. 2

    Track

    Automatically organize your transactions and spending.

  3. 3

    Understand

    See where your money is going with clear financial insights.

  4. 4

    Improve

    Use AI-powered insights, alerts, and recommendations to make better financial decisions.

Pricing

Choose How You Manage Your Money

Manual tracking is available for free. Premium unlocks automatic financial management and advanced features.

Free

$0

Forever. No card required.

  • Manual income and expense entry
  • Organized history by category, date and place
  • Monthly spending breakdowns and balance summary
  • Savings goals with progress tracking
  • Manual credit score log with history
  • Seven languages and dark mode
No automatic bank synchronization.
Start Free

Premium

Automatic

$4.99

/ month

or $39.99 / year — $3.33/month, save 33%

Both plans include the same Premium features. Cancel anytime.

  • Bank connections through Plaid with automatic transaction sync
  • Automatic transaction categorization (AI-assisted)
  • AI financial assistant for your own data
  • Alerts when a category goes above your usual spending
  • Subscription detection
  • Payment reminders
  • Credit card tracking with monthly interest estimates
  • AI tax document analyzer
Start Free

Create your free account first, then upgrade from the Premium screen.

Prices are in US dollars. Taxes are calculated separately at checkout. Payment is processed by Base44 Payments; Control Total does not store your card details.

AI financial assistant

Your Money Has Questions. Now You Can Ask Them.

Get personalized insights about your spending, subscriptions, transactions, and financial habits with the Control Total AI Assistant.

Start Free

Example questions — these are examples, not features of a specific account

  • “Where did I spend the most this month?”
  • “How much did I spend on subscriptions?”
  • “Am I spending more than usual?”
  • “What can I do to reduce my monthly expenses?”

The assistant reads the movements in your own account. AI features are optional, run only when you start them, and can be turned off with a master switch. The AI Tax Analyzer organizes the documents you upload; it is not a substitute for advice from a licensed financial, tax or legal professional.

Credit

Understand Your Credit, Too.

Your credit picture belongs next to your spending, not in a separate app. Control Total gives you a place to record your score (Equifax or Experian) and follow it over time.

Log your score, one number

Enter the score you already have from your provider and see it on a 300–850 gauge with a plain-language label.

Keep the history

Each entry is saved with its bureau and date, so you can see how the number moves month to month instead of guessing.

No score promises

Control Total does not calculate, repair or guarantee your credit score, and it does not report anything to a credit bureau.

Automatic credit reports are not live yet. Inside the app, the automated bureau connection is shown as pending while Equifax and Experian access is finalized. Until then, the score you track is the one you enter yourself. Control Total is not a credit bureau. Read how your data is handled.

Security & privacy

Your Financial Information Deserves Protection.

Control Total is built to work with services you already trust instead of collecting more of your data than it needs.

Bank connections run through Plaid

You sign in through Plaid's own interface. Control Total never receives or stores your bank username or password — it only receives a revocable access token, which stops working when you disconnect the bank.

Your records stay with your account

Transactions, cards, goals, reminders and alerts are created under your user account and restricted to it, so other users cannot read or change your financial activity.

Payments on a secure checkout

Premium subscriptions are processed by Base44 Payments. Your card details are entered there, not in Control Total, and the app only stores your subscription status.

AI you switch on yourself

AI features are off until you use them, run only when you trigger them from inside the app, and can be turned off at any time with the AI master switch.

Why Control Total

What you can expect from the product.

No ratings, awards or customer counts here — just the capabilities that exist in the app today.

Bank & card connections

Connect checking, savings and credit card accounts through Plaid and keep balances current.

Spending breakdowns

See totals by category, account and time period instead of scrolling a list.

Spending alerts

Get told when a category goes above what is usual for you.

Payment reminders

Keep bills and due dates next to the money that has to cover them.

Credit tracking

Log your score and follow the history on one timeline.

Tax document analyzer

Organize and summarize the documents you upload with AI, as a Premium feature.

Seven languages

Spanish, English, French, German, Italian, Portuguese and Chinese, with dark mode.

No bank password storage

Bank sign-in happens with Plaid, not inside Control Total.

Customer stories

Verified customer testimonials will be published here once real users have given written permission to quote them. Until then this space stays empty instead of filled with invented reviews.

[REAL CUSTOMER TESTIMONIAL — TO BE ADDED]

[REAL CUSTOMER TESTIMONIAL — TO BE ADDED]

FAQ

Frequently asked questions

Answers describe what the app does today. If something is not listed here, ask us through the contact page.

Take Control of Your Finances Today.

Start organizing your money with Control Total.